Terms and Conditions
This page sets out the terms that govern access to and use of the Fruverje website and any associated analytical tools, reports, or content. This is a general draft template provided for informational structure only and should be reviewed and adapted by a qualified professional before use.
1. Acceptance of Terms
By accessing or using the Fruverje website ("the Site"), you agree to be bound by these Terms and Conditions ("Terms"). If you do not agree with any part of these Terms, you should discontinue use of the Site immediately. Continued use of the Site constitutes ongoing acceptance of these Terms as they may be updated from time to time.
2. Nature of the Service
Fruverje provides quantitative analysis, backtested modelling outputs, and related informational content for review purposes. Nothing presented on the Site constitutes financial, investment, tax, or legal advice, and no content should be relied upon as a recommendation to buy, sell, or hold any financial instrument. Historical or backtested results are illustrative only and do not guarantee future performance.
3. Eligibility
Use of the Site is intended for individuals who are legally permitted to access such services within their jurisdiction. By using the Site, you confirm that you have the legal capacity to enter into these Terms and that your use complies with applicable local laws and regulations.
4. Account and Request Submissions
Where the Site offers a form to request an overview, consultation, or further materials, you agree to provide accurate and current information. Fruverje reserves the right to decline, delay, or discontinue any response at its discretion, and submission of a request does not create any contractual obligation on the part of Fruverje to provide services.
5. Intellectual Property
All text, graphics, logos, methodology descriptions, and other materials on the Site are the property of Fruverje or its licensors and are protected under applicable intellectual property laws. You may not reproduce, distribute, modify, or create derivative works from any Site content without prior written permission.
6. No Warranty
The Site and its content are provided on an "as is" and "as available" basis without warranties of any kind, whether express or implied, including but not limited to accuracy, completeness, reliability, or fitness for a particular purpose. Fruverje does not warrant that the Site will be uninterrupted, error-free, or free from harmful components.
7. Limitation of Liability
To the fullest extent permitted by law, Fruverje and its affiliates shall not be liable for any direct, indirect, incidental, consequential, or special damages arising out of or in connection with your use of, or inability to use, the Site or any content contained within it, including any decisions made based on information presented on the Site.
8. Third-Party Links
The Site may contain links to third-party websites or resources. Fruverje does not endorse and is not responsible for the content, accuracy, or practices of any linked third-party sites. Access to such links is at your own risk.
9. Changes to the Service and Terms
Fruverje reserves the right to modify, suspend, or discontinue any part of the Site at any time without notice. These Terms may also be revised periodically; continued use of the Site following any changes indicates acceptance of the updated Terms. We recommend reviewing this page periodically.
10. Termination
Fruverje may restrict or terminate your access to the Site at its sole discretion, without notice, for conduct that it believes violates these Terms or is otherwise harmful to other users, third parties, or the operation of the Site.
11. Governing Law
These Terms shall be governed by and construed in accordance with the laws applicable in the jurisdiction in which Fruverje operates, without regard to conflict of law principles. Any disputes arising under these Terms shall be subject to the exclusive jurisdiction of the competent courts in that jurisdiction, to the extent permitted by law.
12. Severability
If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions shall continue in full force and effect, and the invalid provision shall be deemed modified to the minimum extent necessary to make it enforceable.
13. Contact
Questions regarding these Terms may be directed through the contact channels made available on the Site. This document does not constitute a substitute for independent legal advice and should be reviewed and finalised with appropriate professional guidance before publication.
This Terms and Conditions page is a general template provided for structural and illustrative purposes only. It does not constitute legal advice, and Fruverje makes no representation that it satisfies any specific regulatory or jurisdictional requirement. Last reviewed: date to be confirmed upon finalisation.